December 12, 2019 Can Investors Have Their Cake and Eat It, Too? by Pavan W. Auman For investors with concentrated positions, Exchange Funds deliver both diversification and deferral. Wealth Planning Likes 0 SHARE Bookmarks
December 03, 2019 Tips for Making Your Charitable Donations Count by Robert Dietz, Jennifer Ostberg Philanthropic giving is inherently personal because it is rooted in your values and in how you choose to fulfill your sense of responsibility to your family, the community, and the world. Here are a few tips to ensure your gift qualifies for a charitable income tax deduction. Business Owners, Philanthropy, Tax Management, Wealth Planning, Women & Wealth Likes 0 SHARE Bookmarks
December 02, 2019 Don’t Miss Out on These Year-End Tax Strategies by Christopher Clarkson, Tara Thompson Popernik The end of the year may be your last chance to take advantage of strategies to lower your tax bill for 2019. But don’t wait till the last minute. Find out if these strategies are appropriate for you. Business Owners, Philanthropy, Tax Management, Wealth Planning, Women & Wealth Likes 0 SHARE Bookmarks
November 14, 2019 Low Rates May Be Worrying You, But Private Markets Use Them To Their Advantage by Alexander Chaloff There are currently 15 countries with interest rates lower than 1%, and more than half of those are negative. In the US, despite 10-year Treasury yields moving 40 bps higher since the beginning of September, rates are still historically low. And if the economy slows more than expected, they may move down again. What could these low interest rates mean for your investments? Alternatives, Wealth Planning Likes 0 SHARE Bookmarks
November 05, 2019 Our Most Interesting Chart Right Now: Debt across the Economy—Pre/Post-Crisis Our Bernstein Research US Economics team crunched the numbers to determine which segments of the economy have increased or decreased leverage since the Global Financial Crisis. Economics, Wealth Planning Likes 0 SHARE Bookmarks
October 31, 2019 Market Timers’ Biggest Mistake? Ignoring Taxes by Paul Robertson When bad news seems to come in waves, it’s tempting to look elsewhere for a safe place to park your portfolio. Yet in the heat of the moment, few investors carefully think through the math. That’s unfortunate, because ignoring the tax impact of market timing can prove hazardous to your wealth. Wealth Planning Likes 0 SHARE Bookmarks
October 28, 2019 Qualifying for the QSBS Exclusion by Stephen S. Schilling, Andrea Ross, Pavan W. Auman Qualified Small Business Stock has recently made a comeback—and the tax benefits can be substantial—provided you’re eligible. Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
October 28, 2019 When it Comes to QSBS, Timing is Everything by Stephen S. Schilling, Andrea Ross, Pavan W. Auman Eligibility for the Qualified Small Business Stock exclusion requires a deep understanding of the rules. Yet one truism seems to apply: timing is everything. Business Owners, Tax Management, Wealth Planning Likes 0 SHARE Bookmarks
October 28, 2019 Second Act for Qualified Small Business Stock? by Stephen S. Schilling, Andrea Ross, Pavan W. Auman This decades-old provision in the tax code was long forgotten. Yet, thanks to relatively recent tax code changes, it’s something nearly everyone in the start-up community should revisit. Here’s what you should know about Qualified Small Business Stock (“QSBS”). Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
October 17, 2019 Will the SECURE Act Disrupt Planning for Retirement Assets? by Robert Dietz, Jennifer Ostberg Individual retirement accounts (IRAs) have historically offered coveted tax deferral opportunities. Recently proposed legislation, however, may limit this benefit for inherited IRAs. This potential tax deferral loss is alarming, but just how much of an impact would this change really have? Wealth Planning Likes 0 SHARE Bookmarks
September 25, 2019 Sizing an Alternatives Allocation Starts with Spending by Alexander Chaloff One of the key determinants for selecting the right alternatives allocation is spending. Most alternative assets are illiquid, which means they cannot be readily sold for cash. Because of this characteristic, investors need to select an alternatives allocation that does not put their spending at risk. Alternatives, Asset Allocation, Wealth Planning Likes 0 SHARE Bookmarks
September 11, 2019 Searching for Financial Sustainability for Faith-Based Nonprofits by Clare Golla Despite differences in ideology, practice, location, and size, many religious organizations face the same challenges. Shifts in generational demographics, declines in religious affiliation, and changes to tax legislation are driving declines in giving. At the same time, these financial challenges are exacerbated by another issue: the cost to maintain (often aging) real estate holdings. These costs are increasing at a pace, in some cases, more rapid than revenue declines. Endowments & Foundations, Wealth Planning Likes 0 SHARE Bookmarks
August 26, 2019 Should You Leave Your Retirement Accounts in a Trust? by Robert Dietz, Jennifer Ostberg Retirement plan assets are becoming an ever-increasing portion of household wealth—nearly 28% of total US net worth is held in IRAs or other retirement vehicles.* These assets—reaching over $27 trillion at the end of 2018*—are complicating basic estate planning as individuals struggle with how best to structure them to minimize taxes for beneficiaries. At the heart of the discussion is deciding if they should be left in a trust or to individual beneficiaries. Wealth Planning Likes 0 SHARE Bookmarks