October 17, 2019 Will the SECURE Act Disrupt Planning for Retirement Assets? by Robert Dietz, Jennifer Couturier-Ostberg Individual retirement accounts (IRAs) have historically offered coveted tax deferral opportunities. Recently proposed legislation, however, may limit this benefit for inherited IRAs. This potential tax deferral loss is alarming, but just how much of an impact would this change really have? Wealth Planning Likes 0 SHARE Bookmarks
September 25, 2019 Sizing an Alternatives Allocation Starts with Spending by Alexander Chaloff One of the key determinants for selecting the right alternatives allocation is spending. Most alternative assets are illiquid, which means they cannot be readily sold for cash. Because of this characteristic, investors need to select an alternatives allocation that does not put their spending at risk. Alternatives, Asset Allocation, Wealth Planning Likes 0 SHARE Bookmarks
September 11, 2019 Searching for Financial Sustainability for Faith-Based Nonprofits by Clare Golla Despite differences in ideology, practice, location, and size, many religious organizations face the same challenges. Shifts in generational demographics, declines in religious affiliation, and changes to tax legislation are driving declines in giving. At the same time, these financial challenges are exacerbated by another issue: the cost to maintain (often aging) real estate holdings. These costs are increasing at a pace, in some cases, more rapid than revenue declines. Endowments & Foundations, Wealth Planning Likes 0 SHARE Bookmarks
August 26, 2019 Should You Leave Your Retirement Accounts in a Trust? by Robert Dietz, Jennifer Couturier-Ostberg Retirement plan assets are becoming an ever-increasing portion of household wealth—nearly 28% of total US net worth is held in IRAs or other retirement vehicles.* These assets—reaching over $27 trillion at the end of 2018*—are complicating basic estate planning as individuals struggle with how best to structure them to minimize taxes for beneficiaries. At the heart of the discussion is deciding if they should be left in a trust or to individual beneficiaries. Wealth Planning Likes 0 SHARE Bookmarks
July 23, 2019 Will Your Estate Be Taxable in the Future? by Robert Dietz Will your estate be taxable in the future? Unfortunately, the answer is not straightforward. Wealth Planning Likes 1 SHARE Bookmarks
July 15, 2019 Mission First, People Always by Clare Golla While nonprofit leaders are working to secure long-term organizational financial stability, and in some cases, even providing financial literacy programs to the community, many employees who tirelessly serve their organizations’ respective missions are falling behind on securing their own long-term financial well-being. Endowments & Foundations, Wealth Planning Likes 0 SHARE Bookmarks
July 15, 2019 Our Most Interesting Chart Right Now: Bull Run Not (Yet) Strongest or Longest by Matthew D. Palazzolo The US stock market continues to hit new highs this month, buoyed by optimism that the Fed will resume monetary policy accommodation—by lowering interest rates—which should further support the economy and corporate profitability. Despite this, investors are still fixated on the duration of the current bull market—now over 10 years. The implication of these concerns is that the rally’s duration is reason enough to become more cautious. We disagree. Wealth Planning Likes 1 SHARE Bookmarks
July 05, 2019 One Number Every Business Owner Needs to Know by Andrew Bishop, Daniel Brunello Most entrepreneurs eyeing the exit have a “magic” number in their head—a price tag they feel they need to secure before handing over the reins. But few can show their math, leading many to overestimate the amount they truly require. Business Owners, Wealth Planning, Women & Wealth Likes 0 SHARE Bookmarks
June 24, 2019 Four Ways Women Give Differently by Beata Kirr, Tara Thompson Popernik When it comes to charitable intentions, women exhibit some distinct preferences and behaviors. That doesn’t mean women are better at giving—or even that all female donors feel the same way. What does Wealth Planning, Women & Wealth Likes 1 SHARE Bookmarks
June 10, 2019 Stock-Picking in a World of Digital Assets by Paul Robertson The Digital Economy is challenging the way investors find opportunity. Old Economy rules no longer apply. Disruption, Wealth Planning Likes 0 SHARE Bookmarks
May 29, 2019 Are Your Heirs Engaged? by Heather George, Anne Bucciarelli Not ready to share the full details of your assets, yet you know you need to engage and prepare the next generation? Use philanthropy as a conduit to get the next generation involved. Business Owners, Family Engagement, Philanthropy, Wealth Planning, Women & Wealth Likes 0 SHARE Bookmarks
May 22, 2019 Should You Tap Your 529 Plan to Pay for Private School? by Beata Kirr, Tara Thompson Popernik Thanks to the Tax Cuts and Jobs Act of 2017, investors can now use 529 college savings plans to pay for private school tuition in grades K-12. But should they? Wealth Planning, Women & Wealth Likes 0 SHARE Bookmarks
April 12, 2019 Investing Responsibly? Don’t Sit Back by Valerie Grant Responsible investing mandates may be the ideal candidates for active management. Here’s why research matters in a purpose-driven portfolio. Responsible Investing/ESG, Wealth Planning Likes 1 SHARE Bookmarks