October 16, 2019 Five Lessons Packaged Target-Date Solutions Can Learn from Customization by Jennifer DeLong, Andrew Stumacher As defined contribution (DC) plan sponsors know, the US Department of Labor recommends considering both packaged and custom target-date strategies when choosing a solution. As we see it, packaged solutions can learn a few things from fully customized target-date solutions, which are generally used by large and megasize plan sponsors. Asset Allocation, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
October 16, 2019 Does Your Target-Date Glide Path Suit Your Workforce? by Jennifer DeLong, Andrew Stumacher Plan sponsors evaluating packaged and custom target-date solutions should take a close look at the demographics of their plan participants and how they stack up against those of a “typical” plan. It’s critical information when making a glide-path decision. Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
July 08, 2019 Custom or Packaged? The Target-Date Choice Revisited by Jennifer DeLong, Andrew Stumacher Many plan sponsors wrestle with the decision of choosing—or changing—a target-date solution. Is a packaged product appropriate for plan participants, or are there advantages to using a custom solution? Or is there perhaps another choice? Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
February 28, 2018 With Target-Date Funds, History Does Repeat by Jennifer DeLong Target-date funds played a big part in helping defined contribution (DC) plan participants stay invested through February’s market turmoil. And history does repeat: in the severe 2008–09 financial crisis, these funds kept many participants positioned to take part in a lengthy bull market. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
February 28, 2018 With Target-Date Funds, History Does Repeat by Jennifer DeLong Target-date funds played a big part in helping defined contribution (DC) plan participants stay invested through February’s market turmoil. And history does repeat: in the severe 2008–09 financial crisis, these funds kept many participants positioned to take part in a lengthy bull market. Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
November 14, 2017 Six Tips to Take DC Plans to the Next Level by Jennifer DeLong Tax reform. Interest-rate hikes. Regulatory questions. Inflation. There’s always a reason to put off making changes to your company’s defined contribution (DC) plan. But some improvements will be good for your plan and participants no matter what happens. Business Owners, Multi-Asset, Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
November 14, 2017 Six Tips to Take DC Plans to the Next Level by Jennifer DeLong Tax reform. Interest-rate hikes. Regulatory questions. Inflation. There’s always a reason to put off making changes to your company’s defined contribution (DC) plan. But some improvements will be good for your plan and participants no matter what happens. Multi-Asset, Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
May 16, 2017 DOL Throws New Lifeline to Lifetime-Income Solutions by Karen W. Scheffler The defined contribution (DC) community has been buzzing about lifetime-income products lately. It’s a topic that’s been dormant for several years, but there are good reasons for renewed interest. Multi-Asset, Policy & Regulation, Target-Date Solutions Likes 0 SHARE Bookmarks
March 22, 2017 CITs: In the Sweet Spot for Improving DC Plans by Jennifer DeLong Today, with plan sponsors increasingly concerned about their fiduciary responsibility to provide appropriate and reasonably priced investment options, CITS can help a lot. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
March 07, 2017 When It Comes to Target-Date Funds, You Better Shop Around by Jennifer DeLong Many plan sponsors are shifting away from recordkeepers’ target-date funds to nonproprietary versions. But others are still using yesterday’s model. We think it’s time to take a look around. Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
March 07, 2017 When It Comes to Target-Date Funds, You Better Shop Around by Jennifer DeLong Many plan sponsors are shifting away from recordkeepers’ target-date funds to nonproprietary versions. But others are still using yesterday’s model. We think it’s time to take a look around. Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
February 22, 2017 Reflation Brewing: Is Your Retirement Portfolio Ready? by Daniel J. Loewy, Christopher Nikolich For decades, there were two things that workers saving for retirement could count on: falling interest rates and low inflation. Change may be afoot. We think target-date funds should take notice. Inflation, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
September 06, 2016 Target-Date Fund Diversification: Don’t Settle for Simple by Jennifer DeLong Plain-vanilla portfolios have become a major presence in the target-date world after a difficult period for diversification. We don’t think it’s a good idea to bet that plain and simple will continue to win. Multi-Asset, Target-Date Solutions Likes 1 SHARE Bookmarks