Defined Contribution

Making the Most of a 401(k) Account
Top Tips for US DC Plan Success
It’s Good to Be Better

It’s Good to Be Better

by Jennifer DeLong

What’s the real point of having a defined contribution (DC) plan in the first place? That’s the big question US plan sponsors needs to ask themselves. If the answer is helping employees achieve better retirement outcomes, then the DC plan can’t just be good: it’s got to be better.

Defined Contribution


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Who’s at Default Here? QDIAs Needed in More DC Plans
Who Are You Calling a Fiduciary?

Who Are You Calling a Fiduciary?

It’s tough for US defined contribution (DC) plans to keep up with regulatory changes if the people responsible for the plans don’t realize they’re responsible. Fiduciary awareness isn’t what it should be. In fact, it’s less than it was several years ago.

Defined Contribution


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Encouraging Lifetime Income in US DC Plans

Rethinking Revenue Sharing

by Jennifer DeLong

While revenue sharing may be a legitimate way to pay for the costs of operating a plan, both US courts and the Department of Labor (DOL) have made it clear that plan sponsors have a significant responsibility as fiduciaries to fully understand, evaluate and monitor their revenue-sharing arrangements and determine whether they are reasonable. Therefore, the most prudent response for plan sponsors may be to rethink the practice of revenue sharing altogether.

Defined Contribution


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