February 28, 2019 When it Comes to QSBS, Timing is Everything by Stephen S. Schilling, Andrea Ross, Pavan W. Auman Eligibility for the Qualified Small Business Stock exclusion requires a deep understanding of the rules. Yet one truism seems to apply: timing is everything. Business Owners, Tax Management, Wealth Planning Likes 0 SHARE Bookmarks
February 08, 2019 Qualifying for the QSBS Exclusion by Stephen S. Schilling, Andrea Ross, Pavan W. Auman Qualified Small Business Stock has recently made a comeback—and the tax benefits can be substantial—provided you’re eligible. Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
October 15, 2018 What Einstein Can Teach Business Sellers About Giving by Daniel Brunello, Andrew Bishop Einstein famously said, “Energy cannot be created or destroyed, it can only be changed from one form to another.” For charitably inclined business sellers, Einstein’s theory takes on a whole new meaning—one that can help them save taxes on the proceeds from a sale. Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
September 06, 2018 Second Act for Qualified Small Business Stock? by Stephen S. Schilling, Andrea Ross, Pavan W. Auman This decades-old provision in the tax code was long forgotten. Yet, thanks to relatively recent tax code changes, it’s something nearly everyone in the start-up community should revisit. Here’s what you should know about Qualified Small Business Stock (“QSBS”). Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
July 05, 2018 Serial Entrepreneurs: Cashing in and Starting Over by Anne Bucciarelli, Ashley E. Velategui Serial entrepreneurs often struggle to solve very complex financial problems. When they get a rich offer for their businesses, they typically want to upgrade their life styles, save for their own and their children’s futures, give money to charity—and fund their next ventures. Here’s how one hypothetical couple, drawn from client experience, put together their plan. Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
February 28, 2018 With Target-Date Funds, History Does Repeat by Jennifer DeLong Target-date funds played a big part in helping defined contribution (DC) plan participants stay invested through February’s market turmoil. And history does repeat: in the severe 2008–09 financial crisis, these funds kept many participants positioned to take part in a lengthy bull market. Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
November 30, 2017 Business Owners: Supercharge Your Retirement with a Cash Balance Plan by Pavan W. Auman If you’re a business owner or partner in a private practice, you’re probably familiar with using a traditional 401(k) plan to fund your retirement, and may have even gone a step further, implementing a profit-sharing plan. Business Owners, Wealth Planning Likes 0 SHARE Bookmarks
November 14, 2017 Six Tips to Take DC Plans to the Next Level by Jennifer DeLong Tax reform. Interest-rate hikes. Regulatory questions. Inflation. There’s always a reason to put off making changes to your company’s defined contribution (DC) plan. But some improvements will be good for your plan and participants no matter what happens. Business Owners, Multi-Asset, Plan Design, Target-Date Solutions Likes 0 SHARE Bookmarks
September 12, 2017 “When I’m 64”—DC Plans and the Aging Workforce by Jennifer DeLong Should companies encourage retiring employees to keep their assets in the DC plan? With regulators increasingly scrutinizing IRA sales, it’s a good time for firms to develop an organizational policy on this issue. Business Owners, Plan Design Likes 0 SHARE Bookmarks
March 07, 2017 When It Comes to Target-Date Funds, You Better Shop Around by Jennifer DeLong Many plan sponsors are shifting away from recordkeepers’ target-date funds to nonproprietary versions. But others are still using yesterday’s model. We think it’s time to take a look around. Business Owners, Multi-Asset, Target-Date Solutions Likes 0 SHARE Bookmarks
January 25, 2017 For DC Plans, Lowest Fees Aren’t a Panacea by Karen W. Scheffler Plan sponsors are focusing a lot on fees these days. Fees do play a part in sponsors’ fiduciary duties, but just one part. And fiduciary duty is tied to ensuring that fees are reasonable––not simply the lowest. Business Owners, Policy & Regulation Likes 0 SHARE Bookmarks