The Road to Restoring Confidence in Retirement
We are optimistic that a bright future lies ahead for retirement, despite all the concerns that Americans feel today.
read morePoof! There Goes the American Retirement Dream…Again
When it comes to planning for retirement, we’ve been setting US workers up to fail.
read moreWhy Aren’t US DC Participants Annuitizing Their Savings at Retirement?
Two-thirds of US defined contribution (DC) plan participants say that a secure retirement income stream is the most important feature they’re looking for, as we noted in our seventh annual survey report. But US workers rarely convert their retirement savings to lifetime income by purchasing a traditional fixed annuity. What’s standing in the way?
read moreWhat Workers Get—and Don’t Get—About Target-Date Funds
Target-date funds have gained strong approval among US defined contribution (DC) plan participants who use them, as I have written before. But results from our seventh annual survey suggest that many US DC plan participants still have some mistaken notions about what target-date funds are…and are not.
read moreAre Traditional Annuities Bad for Your Wealth? A UK Perspective
Roughly 90% of defined contribution (DC) savers in the UK still buy fixed-rate immediate annuities at retirement. Does this make sense for UK workers, and is there a lesson to be learned for the US?
read moreRetirement Confidence Falls Sharply Among Older Workers
Market losses and continuing volatility have badly shaken US workers’—particularly older workers’—confidence in the prospects of a comfortable retirement, according to our recent survey of US defined contribution (DC) plan participants.
read moreKnowing Your Account Value Isn’t Enough
A retirement account lump sum may look like a lot, but how much should one withdraw each year to have a good chance of sustaining income through retirement? Surprisingly few people know.
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