Gauging the Mortgage Trade Today
Doug Peebles and Matthew D. Bass Is the mortgage trade over? No, and in some ways, it’s just beginning.
read moreUS Housing Finance: Let’s Put Quality Before Quantity
The US government’s housing finance policies in recent decades can be summarized by one simple phrase: quantity over quality. The implicit goal was to increase the quantity of housing finance by keeping mortgage rates low and promoting wider home ownership. For several decades, the system worked. But if we view the long-term stability of home [...]
read moreUS Housing Finance: Is Government Involvement Necessary?
A debate is raging about whether the US government’s significant role in housing finance is sustainable. In future articles, I will explain in detail why we believe the private sector needs to play a greater role in the future of housing finance. But for now, let’s take a step back and ask a key question. [...]
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