Don’t Forget the Beginning-of-Year Gifting Season

Tara Thompson Popernik (pictured) and Brian Wodar Many people see December 31 as the deadline for tax-advantaged giving each year. While that’s generally true for charitable donations, it may make sense to give one type of gift as early in the year as possible—the annual exclusion gift.

read more

Lessons Learned in 2013

In 2013, interest rates rose, bonds fell, equities soared, and US income-tax rates climbed higher. Before starting to place bets for 2014, investors would be wise to think about some important lessons from 2013.

read more

Doing Well by Doing Good

Tara Thompson Popernik (pictured) and Paul Robertson Charitable giving remains one of the few ways that US taxpayers can avoid taxes outright. If you’re philanthropically inclined, giving can be a win-win that benefits you and society at the same time.  

read more

Reality – Expectations = Happiness

Many US investors may be disappointed when they open their account statements.  Despite the widespread news that the Dow Jones Industrial Average gained 21% in the  first 10 months of 2013, most US investors’ taxable portfolio returns were far lower—typically somewhere between 5% and16% range.

read more

Think You Missed the Boat on Roth Conversion?

Tara Thompson Popernik (pictured) and Paul Robertson Not likely. As long as you don’t expect to spend down all of your IRA assets, our research suggests that converting your traditional IRA to a Roth IRA can save you plenty on taxes. Conversion would have saved you even more before the American Taxpayer Relief Act (ATRA) [...]

read more

Retirement Planning: When You Have to Compromise

Kathleen M. Fisher (pictured) and Tara Thompson Popernik Sometimes things fall into place nicely, and you can chart your course to a comfortable retirement relatively easily. You choose a suitable asset allocation, using tax-deferred accounts to their best advantage and optimizing your Social Security payouts. But what if things don’t work out so well?

read more

Investing in Retirement: Bonds Aren’t Enough

By Kathleen M. Fisher (pictured) and Tara Thompson Popernik What should you invest in after the spigot of earned income is turned off? It’s a vexing question, especially since we expect lower stock and bond returns going forward.

read more

My, What Big Teeth You Have! Minimizing This Year’s Tax Bite

Tara Thompson Popernik (pictured) and Paul Robertson Come April, some Americans will be shocked by their income tax bills, as new rates introduced by the American Taxpayer Relief Act (ATRA) of 2012 begin to bite. We estimate that the federal tax bill could rise 14% in 2013 versus 2012 for a hypothetical couple with the [...]

read more

What Uncle Sam Taketh Away, You Can Give Back (and Get a Tax Deduction)

By Kathleen Fisher (pictured) and Tara Thompson Popernik The government shutdown, now in its second week, has temporarily stopped the flow of government funding for many worthy organizations and may strain the resources of others. Federal grant administration is being delayed. For example, the grant administration staff at the National Institutes of Health has been [...]

read more

Retirement Planning Today: Clearing the Hurdles

By Kathleen M. Fisher (pictured) and Tara Thompson Popernik “Money isn’t everything,” proclaimed American fashionista André Leon Talley, “but it is when you start thinking about…your retirement days.” While retirement may bring more time for entertainment and family, today even prospective retirees of substantial means (or fabulous taste) may not feel confident that their experiences [...]

read more

Archives by Month:

Archives by Subject: