http://blog.alliancebernstein.com/index.php/2012/10/17/tax-cliff-enhances-potential-benefit-of-roth-ira-conversion/?utm_source=rss&utm_medium=rss&utm_campaign=tax-cliff-enhances-potential-benefit-of-roth-ira-conversion The AllianceBernstein Blog on Investing Thu, 09 May 2013 22:36:06 +0000 hourly 1 http://wordpress.org/?v=3.4.1 http://blog.alliancebernstein.com/index.php/2012/10/17/tax-cliff-enhances-potential-benefit-of-roth-ira-conversion/#comment-22424 Viney Wed, 14 Nov 2012 09:21:23 +0000 http://blog.alliancebernstein.com/?p=2848#comment-22424 Surprising to think of somhtenig like that Surprising to think of somhtenig like that

]]> http://blog.alliancebernstein.com/index.php/2012/10/17/tax-cliff-enhances-potential-benefit-of-roth-ira-conversion/#comment-19009 Dan Eagan Fri, 19 Oct 2012 15:49:14 +0000 http://blog.alliancebernstein.com/?p=2848#comment-19009 We agree that this stategy would not be suitable for a 65-year-old who is planning to live on the assets in his or her IRA. As we noted in the article, this strategy could be advantageous for investors who do not need their IRA assets for at least two decades, such as wealthy individuals who seek to build the Roth IRA as nest eggs for their children that grows tax-free and can be withdrawn from tax-free. We agree that this stategy would not be suitable for a 65-year-old who is planning to live on the assets in his or her IRA. As we noted in the article, this strategy could be advantageous for investors who do not need their IRA assets for at least two decades, such as wealthy individuals who seek to build the Roth IRA as nest eggs for their children that grows tax-free and can be withdrawn from tax-free.

]]> http://blog.alliancebernstein.com/index.php/2012/10/17/tax-cliff-enhances-potential-benefit-of-roth-ira-conversion/#comment-18922 Bruce Lessinger Thu, 18 Oct 2012 21:38:43 +0000 http://blog.alliancebernstein.com/?p=2848#comment-18922 Presupposing the purpose of a retirement account is for use during your retirement years, I do not understand you analysis. A 65-year-old waiting to use the funds for 20 years would not have access until the age of 85. Are you imagining a life expectancy of 10 or 20 years beyond that. If not, you need to present a more practical model. Presupposing the purpose of a retirement account is for use during your retirement years, I do not understand you analysis.
A 65-year-old waiting to use the funds for 20 years would not have access until the age of 85. Are you imagining a life expectancy of 10 or 20 years beyond that. If not, you need to present a more practical model.

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